DSCR underwriting from the desk
How a real underwriter reads your fileWhat underwriters actually look at on a DSCR deal — rent comps, vacancy buffer, debt service ratio, exit. The questions we'll ask on the first call.
Sixty-four pages of how operators actually fund deals — DSCR vs. fix & flip vs. bridge, when to use transactional, what underwriters look for, and a back-of-envelope deal sheet you can paste into a spreadsheet.
What underwriters actually look at on a DSCR deal — rent comps, vacancy buffer, debt service ratio, exit. The questions we'll ask on the first call.
Why most flips lose money on the carry, not the rehab. ARV-vs-budget reconciliation, scope review template, and a holding cost calculator that accounts for surprise inspections.
Bridge isn't a fallback — it's the right tool for properties between strategies. When to use it, how to structure the exit, and how to avoid the second-bridge trap.
The four scenarios same-day capital is actually built for. Real flow diagrams. The fee math. How to qualify a title company in 48 hours.
A clean Excel/Google Sheets template — pre-built for DSCR, fix & flip, and bridge scenarios. Cells locked, formulas exposed, no macros.