Note · DSCR
How a DSCR file is actually read
Credit is one input. The property’s ability to carry the note is the analysis.
A DSCR loan is underwritten against the asset, not a W-2. The first questions are simple: what does the property rent for, what does it cost to keep it rented, and does that rent cover the proposed payment with a buffer you can live with.
Bring rent support that a third party can check — leases if the building is occupied, or recent comparable leases if it is vacant. Vacancy and repairs are not optional lines. They are how the file stays honest when a unit turns.
Vesting in an LLC is the default on investor products. The first conversation is where we tell you whether the number works. If it does not, we say so before you spend a week assembling a package.
There is no posted rate card on this page. Pricing is written on a term sheet for the specific file.
