For capital investors
Before you fund the deal,
understand the whole file.
Bring your capital and existing expertise. Build a fuller understanding of credit, lending numbers, timelines, contracts and operator systems so you can evaluate a builder or flipper with a disciplined diligence framework.
Understanding one part of a deal is not the same as understanding the whole deal.
Business success or experience in another field can leave gaps in real-estate finance, project execution and investor oversight. Connect the people, paperwork, numbers and responsibilities before deciding whether a proposal fits your objectives.
The package
Your investor decision file
Build the understanding to ask better questions, the framework to organize the evidence, and the adviser and monitoring capacity to make your own informed decision. Every program covers the foundations below; the assessment sets the depth and priorities for your starting point.
- 01
Credit readiness & financing dependencies
Understand why good credit matters for borrowers and guarantors, and how their financing readiness can affect a project you fund. Identify what supporting evidence is appropriate and what obligations or guarantees could involve you.
- 02
Lending numbers & the capital stack
Learn to read loan terms and understand loan-to-cost, loan-to-value, valuation, equity, fees, interest, reserves and draw controls. Examine payment priorities, cash needs and the assumptions behind projected outcomes.
- 03
Timelines, liquidity & delays
Review acquisition, financing, permits, construction and exit milestones alongside your liquidity needs. Ask how delays, cost overruns or a slower sale or refinance affect funding requirements and the proposed repayment timeline.
- 04
Systems for review & monitoring
Build a repeatable diligence checklist, evidence file, decision log and reporting calendar. Define what information you need before committing and what you expect to monitor during the project.
- 05
Contracts, paperwork & informed questions
Organize the proposal, ownership records, agreements, collateral documents, proposed payment structure and reporting terms. Identify questions about rights, obligations, approvals and remedies for independent legal review.
- 06
Relationships, roles & accountability
Evaluate the operator and project team, clarify conflicts and incentives, and establish who communicates what to you. Define reporting expectations, escalation contacts and the independent advisers your decision requires.
- 07
Comprehensive due diligence
Review operator history, property, title, permits, scope, budget, contingencies and exit evidence together. Track unresolved issues and professional-review findings before making your own investment decision.
How it works
From individual strengths to a complete working framework.
- 01 / Assess
Show us where you are.
Share your goals, experience and project details. You can start before you have a property.
- 02 / Define
Agree on the work.
Review the gaps, priorities, deliverables, fee and schedule before engaging.
- 03 / Prepare
Build your working file.
Work through the numbers, documents and decisions. Establish checklists, communication routines and team responsibilities you can use on your project.
This is an educational diligence and organization program. It does not place investments, endorse a deal, approve an investment or replace independent legal, tax or investment advice.
Before you start
Your questions, answered.
Do I need perfect credit or experience in every area?
No. The assessment starts with the strengths you already have and identifies the gaps. Each program addresses good credit habits, financing readiness and the wider project process. Credit requirements depend on the lender and transaction; participation does not guarantee a score improvement or approval.
Will FNF choose an investment for me?
No. You make the investment decision with your independent advisers. We help organize the evidence and identify unanswered questions.
Can you guarantee that the builder or deal is safe?
No. Diligence can identify gaps and risks but cannot eliminate loss, delays or misrepresentation. No return or capital protection is guaranteed.
What if I do not have a deal yet?
Start by defining your criteria and required information. A specific opportunity can be evaluated once a proposal and documents are available.
What does the program cost, and how long does it take?
We confirm the scope, fee and schedule after reviewing your goals and current file. Submitting an assessment does not enroll you in a paid program.
What happens after I submit?
FNF reviews your application and follows up to discuss fit, missing information and the next step. Any financing or professional engagement has its own approval and agreement.