For builders & contractors
You know how to build.
Build the business around it.
You bring the construction expertise. Build the credit readiness, financial understanding, dependable systems and working relationships needed to run the whole project—from the first lender conversation to the final close.
Your building skills are the starting point.
Knowing the work on site does not automatically prepare you for underwriting, contracts, paperwork or managing every relationship around a deal. This program connects those responsibilities so you can plan the work, understand the numbers and communicate clearly as the business grows.
The package
Your builder operating package
Build the understanding to make decisions, the frameworks to repeat good work, and the team capacity to carry the project through. Every program covers the foundations below; the assessment sets the depth and priorities for your starting point.
- 01
Credit readiness & a stronger borrower profile
Understand why good personal and business credit matters, what lenders look for, and which gaps need attention before applying. Organize credit information, existing obligations, liquidity and business records into a readiness action plan.
- 02
Lending numbers & project economics
Learn to read a term sheet and connect loan-to-cost, loan-to-value, after-repair value, equity, fees, interest, reserves and draw timing to your budget. Understand the cash you need at closing and throughout the build.
- 03
Timelines & dependencies
Map due diligence, financing, permits, construction, inspections, draws and the exit. Build realistic allowances for delays, assign milestone owners and understand how a late step changes carrying costs and cash needs.
- 04
Operating systems you can rely on
Create repeatable checklists, responsibility maps, budget reviews and reporting routines. Define what you handle, what you delegate, and how the team keeps work moving when you are on site.
- 05
Contracts, paperwork & clear communication
Organize scopes, bids, contract documents, insurance records, draw packages and change orders. Practice communicating deliverables, approvals, deadlines and issues in writing, with legal questions routed to your attorney.
- 06
Relationships & team accountability
Set expectations with lenders, trades, contractors, suppliers and closing professionals. Establish meeting rhythms, points of contact and escalation procedures so each person understands their role.
- 07
Due diligence & decision checkpoints
Evaluate the property, title, permits, site conditions, comparable sales, team credentials, budget and exit assumptions. Maintain an open-issues list and resolve critical questions before committing to the next stage.
How it works
From individual strengths to a complete working framework.
- 01 / Assess
Show us where you are.
Share your goals, experience and project details. You can start before you have a property.
- 02 / Define
Agree on the work.
Review the gaps, priorities, deliverables, fee and schedule before engaging.
- 03 / Prepare
Build your working file.
Work through the numbers, documents and decisions. Establish checklists, communication routines and team responsibilities you can use on your project.
Project budgets and draw planning are included in the operating discussion. Bookkeeping, accounting entries and tax preparation are not part of this program.
Before you start
Your questions, answered.
Do I need perfect credit or experience in every area?
No. The assessment starts with the strengths you already have and identifies the gaps. Each program addresses good credit habits, financing readiness and the wider project process. Credit requirements depend on the lender and transaction; participation does not guarantee a score improvement or approval.
Do I need a property under contract?
No. We can begin with readiness and project criteria. Financing review will require a specific project and supporting documents.
Will you handle my books?
No. FNF does not provide builder bookkeeping through this program. Your accountant or bookkeeper remains responsible for financial records and tax work.
Does the program include a loan approval?
No. We help organize the file and evaluate financing fit. Any loan is separately underwritten and subject to lender requirements.
What does the program cost, and how long does it take?
We confirm the scope, fee and schedule after reviewing your goals and current file. Submitting an assessment does not enroll you in a paid program.
What happens after I submit?
FNF reviews your application and follows up to discuss fit, missing information and the next step. Any financing or professional engagement has its own approval and agreement.