The library · Playbook

The Investor Playbook. Free.

Sixty-four pages of how operators actually fund deals — DSCR vs. fix & flip vs. bridge, when to use transactional, what underwriters look for, and a back-of-envelope deal sheet you can paste into a spreadsheet.

What's inside

Five chapters. One spreadsheet.

01 / 12 pages

DSCR underwriting from the desk

How a real underwriter reads your file

What underwriters actually look at on a DSCR deal — rent comps, vacancy buffer, debt service ratio, exit. The questions we'll ask on the first call.

Rent comp methodDSCR formulaLLC vesting
02 / 14 pages

Fix & flip: the operator math

ARV, scope, and the holding cost trap

Why most flips lose money on the carry, not the rehab. ARV-vs-budget reconciliation, scope review template, and a holding cost calculator that accounts for surprise inspections.

ARV worksheetScope template90-day vs 180-day pro forma
03 / 10 pages

Bridge financing for stabilization

When to bridge, and when to refi

Bridge isn't a fallback — it's the right tool for properties between strategies. When to use it, how to structure the exit, and how to avoid the second-bridge trap.

Bridge structureRefi triggersCost-of-carry tradeoff
04 / 16 pages

Transactional capital for wholesalers

Double-close, novation, EMD, POF

The four scenarios same-day capital is actually built for. Real flow diagrams. The fee math. How to qualify a title company in 48 hours.

Title pre-clear checklistFee mathRisk-out scenarios
05 / 12 pages

The deal-analysis spreadsheet

Paste your numbers, see the carry

A clean Excel/Google Sheets template — pre-built for DSCR, fix & flip, and bridge scenarios. Cells locked, formulas exposed, no macros.

Excel + Sheets3 scenario tabsSensitivity table
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